Practical analysis on cyber insurance, resilience planning, incident response, and compliance.
Claims HandlingA Delaware court ruling clarifies that a document request during claims processing is not a denial, shaping how insurers handle investigations and avoid bad faith suits.
Claims HandlingClaims teams often mismanage defense spend by focusing on invoice savings instead of total claim economics, risking higher indemnity costs and poor outcomes.
Policy Structure & TermsPHP2Shell flaws reveal critical cyber insurance gaps on precautionary shutdowns, urging brokers and policyholders to reassess coverage triggers and terms.
Claims HandlingZurich's $8.5M claim reversal shows how waiver in deductible classification can bind insurers, stressing the need for clear, consistent claims processing.
Get weekly security insights and compliance updates delivered to your inbox.
Policy ExclusionsUnderstanding the Risk Australia and New Zealand Banking Group Ltd. (ANZ) faced class action settlements totaling 117 million Australian dollars ($80 million) over undisclosed dealer-set interest rate
Cyber Threats & AttacksWhen Advantest disclosed a data breach months after its February ransomware attack, it highlighted a common challenge for legal teams: managing multi-jurisdiction compliance under tight timelines. You
Policy Structure & TermsThe Question at Hand Imagine your primary insurer declares insolvency while handling your claim. The policy still technically covers your loss, but there s no money to back it. Does your excess carrie
Claims HandlingA federal judge recently voided a $7 million policy because the applicant misrepresented staffing levels, revenue, and safety programs. The policyholder lost not just the remaining $5 million claim pa
Claims HandlingThe conventional wisdom suggests that if your home didn t burn down in a wildfire, you were lucky. Smoke and ash contamination are often seen as cosmetic issues that a good cleaning crew can handle. I
Systemic Risk & ReinsuranceScope - What This Guide Covers This guide explores the challenges of integrating cyber incidents with terrorism insurance programs like TRIA . It s aimed at claims and coverage counsel assessing wheth
Regulatory & Privacy ComplianceWhy This Matters Three California bills (SB 877, SB 878, SB 1301) awaiting Governor Newsom s signature will change how you process residential property claims and handle nonrenewals. If signed, you ll
Premium & Actuarial PricingYou ve got a claims backlog. Some files sit idle while adjusters chase down minor fender-benders. Others quietly develop into six-figure exposures with no senior handler assigned until it s too late.
Policy Structure & TermsMost coverage disputes start with a client saying, I told you about that, and a broker responding, You never asked me to cover it. The First Circuit s August 21 decision in Galakatos v. Marsh McLennan
Policy ExclusionsScope - What This Guide Covers This guide focuses on non-medical evacuation coverage for adventure travel and high-altitude trekking policies, specifically addressing natural disaster triggers in glac
Regulatory & Privacy ComplianceWhat Changed Nevada is now the first U.S. state to let insurers exclude wildfire coverage from standard homeowners policies, following the enactment of Assembly Bill 376 on January 1, 2026. Just eight
