Practical analysis on cyber insurance, resilience planning, incident response, and compliance.
Underwriting & Risk SelectionYou re facing a choice you didn t expect this year. Your cyber policy is up for renewal, and your broker has presented three fundamentally different paths. The decision isn t about finding the cheapes
Cyber Threats & AttacksWhen an AI agent moves through your network without triggering a conventional security event, will your Stand-Alone Cyber Policy respond? This template helps you audit your policy language for coverag
Coverage TypesUnderstanding the Incidents In July 2024, a routine software update from Crowdstrike caused a global cascade failure. A faulty patch locked systems worldwide, grounding airline fleets, shutting health
Regulatory & Privacy ComplianceWhen the National Association of Insurance Commissioners (NAIC) disclosed a breach in June, the industry s first reaction wasn t panic, it was surprise. Not because a breach happened, but because many
Get weekly security insights and compliance updates delivered to your inbox.
Loss Modeling & AggregationYour underwriting team is evaluating applications from companies relying on AWS, Azure, or Google Cloud for critical operations. The question isn t whether to cover cloud-related business interruption
Systemic Risk & ReinsuranceThe global reinsurance market is currently experiencing abundant capacity and intense competition, as noted by Fitch Ratings . Prices are dropping across most lines, and policy terms are loosening. Fo
Regulatory & Privacy ComplianceWhat Changed Nevada is now the first U.S. state to let insurers exclude wildfire coverage from standard homeowners policies, following the enactment of Assembly Bill 376 on January 1, 2026. Just eight
Regulatory & Privacy ComplianceIf you re carrying a $25 million cyber policy, you might assume it covers a $25 million regulatory penalty. It doesn t. For most programs, the regulatory fine sub-limit sits somewhere between $1 milli
Cyber Threats & AttacksWhen your insurer pays a claim and wants to recover those dollars from the vendor whose failure caused the breach, you d think the path forward would be straightforward. It isn t. The Delaware Supreme
Breach Response ServicesThe Problem with Traditional Recovery When a breach occurs, your team springs into action. Systems go offline, and recovery efforts focus on restoring critical services. After days or weeks of intense
Breach Response ServicesWhen your SOC lead calls at 2 a.m. to say an AI agent just made 300 unauthorized API calls in the last hour, you don t have time to review your governance framework. You need answers to specific quest
Systemic Risk & ReinsuranceYour cyber insurance policy likely includes privacy coverage. But if you think coverage only applies when data leaks, you re missing how privacy litigation has evolved in 2024. Many insurers are now l
Resilience & RecoveryRecent cyberattacks on companies like Boston Scientific and Stryker have highlighted the need for tailored cyber insurance policies in the medtech sector. These incidents have disrupted operations and
Loss Modeling & AggregationThe question at hand Your underwriting team now has access to AI-driven tools that analyze geospatial data, climate patterns, and hyper-localized market share. These tools can recommend where to write
Underwriting & Risk SelectionThe question at hand Imagine your cloud provider goes offline for 18 hours, not because of a cyber attack, but due to a software failure. Your business comes to a standstill, revenue halts, and custom
Resilience & RecoveryThe Conventional Wisdom Your security team invests in endpoint detection, network segmentation, and phishing training because these controls stop attacks. Backups, however, are only used when somethin
Underwriting & Risk SelectionThe Challenge In 2025, GlobalData surveyed 2,054 SMEs across 14 countries and uncovered a dangerous mismatch: 34.7% of these businesses had experienced a cyber incident in the past three years, yet on
Underwriting & Risk SelectionThe Problem: Why This Matters Your underwriters spend over a third of their time on tasks that aren t underwriting. Data collection, administrative routing, chasing missing documents, and reformatting
Regulatory & Privacy ComplianceThe Challenge of Governing AI The NIST Second Cyber AI Profile Workshop gathered over 1,400 comments from professionals grappling with AI adoption within existing risk frameworks. These questions aren
Cyber Threats & AttacksYour team just discovered that an automated system approved a batch of fraudulent transactions overnight. No employee clicked approve. No one bypassed a control. The AI tool you deployed to speed up p
